Workplace injuries can be a fairly common problem that can cause serious issues for employees. Workers' compensation insurance can help to protect workers from the financial consequences of workplace injuries, but it can be common for individuals to be relatively inexperienced with these protections. If this applies to you, learning the answers to some common workers' compensation questions may provide you with a better idea of your rights as an injured employee.

What Is Covered Under Workers' Compensation Insurance?

Workers' compensation will help to pay for any medical and rehabilitation costs that are incurred by an injured employee. Additionally, these policies will provide partial wages to the worker during their recovery time. While these policies can provide much needed financial support, it is important to note that these policies only cover injuries that were sustained while fulfilling workplace responsibilities. As a result, it is critical to report any injuries as soon as possible to make sure that there is official documentation about your injury.

What Happens If The Employer Attempts To Prevent You From Filing A Workers' Compensation Claim?

Unfortunately, you may encounter the problem of an employer that attempts to discourage or prevent you from filing this type of insurance claim. When an employee suffers an injury at work, they are entitled to file this type of insurance claim. If your employer is attempting to prevent you from seeking this compensation, you should immediately contact an experienced attorney. It may be necessary for you to take legal action against the employer in these situations. This can be a tricky task because it will be necessary to prove that the injury was caused by your job. To this end, your attorney can help you gather the appropriate medical records and security footage to help prove that your injuries qualify you for a workers' compensation claim.

Can You Fight The Denial Of A Workers' Compensation Claim?

There may be some insurance providers that will attempt to deny your injury was related to your job. This will stem from the argument that you suffered the injury outside of the workplace or that you were under the influence while at work. When you have had your claim denied, it may be possible to appeal the decision. However, the appeals process for a worker's compensation claim can be rather complicated, but there are experienced attorneys that specialize in providing their clients with this type of representation. For those that are concerned about the costs of hiring these attorneys, you should be relieved to learn that these attorneys only collect payment if they are successful in handling your appeal. This can help to ensure that you have access to effective legal counsel when you are fighting for your claim to be approved.

To learn more, contact a law firm like Locklin & Mordhorst