Being injured while you are at work can be a traumatic and stressful experience for anyone to go through. Unfortunately, it is common for victims of these injuries to be unaware of their rights following this type of incident. While your employer is required to carry worker's compensation insurance for every employee, you may not understand how filing a claim with this type of insurance works. Once you are armed with the following two answers to common questions, you will find yourself better able to pursue justice following a workplace injury.
Do You Have To Be Examined By The Insurance's Doctor?
During the process of filing a claim with the insurance company, you may be asked to undergo an examination by a doctor of the insurance company's choosing. While undergoing a second examination can be inconvenient, it is well within the rights of the insurance company to have this requirement. In fact, if you refuse this examination, the insurance company will be able to justifiably reject your claim.
Once this examination is complete, you should request that a copy of the doctor's report as well as any other records from the visit be sent to your attorney. This will help them to ensure that the insurance company's doctor was not asking misleading questions or otherwise misrepresenting your claim.
Does It Matter If You Are Injured While Traveling For Work?
There are many jobs that require individuals to travel around the country. Outside of routine delays, these trips are often unremarkable. However, if you are injured while traveling for work, you may assume that it will greatly complicate your worker's compensation claim, but this is not the case.
Regardless of where your injury occurred, any work related injuries must be covered under your employer's insurance policy. As a result, you will be able to file a worker's compensation claim in the area where your employer is located regardless of where you were injured. In some instances, you may be able to pursue the claim in the jurisdiction where the injury occurred, but only your attorney will be able to determine if this is a viable strategy for your situation.
Needing to file a worker's compensation claim can be a stressful ordeal to go through, but if you are relatively well-informed about this process and your rights, you may find that it is far easier to navigate. More precisely, understanding the fact that you may need to be evaluated by the insurance doctor as well as how work injuries that occur during traveling are handled will give you more of the insights you need to protect your rights in these cases.Share